Every organization that handles payment card data is required to comply with the Payment Card Industry Data Security Standard (PCI DSS).
For organizations with a low transaction volume, the required annual assessment is completed through a survey called a PCI self-assessment questionnaire (SAQ).
One of the simplest types of PCI DSS validation, the SAQ, can still be daunting. Many businesses just don’t know about this annual requirement until they receive intimidating letters and warnings of fines from financial institutions.
Even once you realize you need to complete an SAQ, it can be hard to know where to start, which SAQ is correct for you or how the process works.
If you accept card payments from your customers, there’s no way to avoid proving that you comply with the PCI DSS security standard. For low transaction businesses, that means an annual self-assessment.
What may seem like a formality is an important step in ensuring your business is protecting your cardholder’s most sensitive personal and financial data.
If your cardholder data is compromised or breached, your business can face penalties, fines and more. For your customers, it can mean years of financial issues, bad credit and even identity theft. For your organization, it can be a PR and brand reputation nightmare.
The bottom line: Skipping your SAQ is never worth the risk or consequences.
Truvantis® can help you to understand your SAQ requirements in plain English, with honest help for people without a technology background.
Our team of certified Qualified Security Assessors (QSAs) is here to answer your questions and help you to make the smart decisions that will fulfill your requirements and keep your data secure. Whether you need assistance completing the entire survey or just have questions, we can assist you with this important document in whatever capacity you require.
We’re PCI experts and have published comprehensive guides on the security standard for businesses of all sizes. Explore the information below for many of the most common questions and concerns from organizations preparing to complete their SAQ for the first time.
Different SAQ forms exist to address different data security environments and different types of organizations. Use the following descriptions to decide which SAQ best fits your situation.
For some businesses, it’s unclear which SAQ applies best. Truvantis can help determine which SAQ is right for you.
The SAQ (self-assessment questionnaire) includes:
Regardless of which SAQ you’re using, the same strategies for PCI DSS compliance success can help you to prepare, while securing your cardholder data environment.
Enlist the help of a certified QSA to prepare or perform your assessment for the first time.
The SAQ is designed for organizations to simply self-assess their cardholder data security every year.
In reality, it can be hard to get it right even if you have a background in cybersecurity.
Whether you need a partner for the entire process or just have questions, Truvantis is a certified QSA and we’re here to help you get it done right.